11 October 2018: With the petrol price on the increase and food costs at an all-time high, a loyalty card can be a great tool to help parents with their monthly spending, but you need to know how best to use it.
She says that it’s important to shop around and make sure you are getting the best deal in terms of loyalty programme benefits.
“Clicks BabyClub has a higher percentage saving in cashback compared to other retail baby reward programmes. ClubCard members earn double points on selected baby products and clinic services every day which equates to 4% cashback. This can then be used for purchases in-store. Look out also for additional 10% savings during promo periods and great 3 for 2 deals.”
Research suggests that the cost of raising a child in South Africa is estimated at around R2 million for the first 23 years. That’s R90 000 a year or R7 200 a month per child for a middle-income family!
Monthly costs usually include medical aid, toiletries, clothing, childcare, education and entertainment. In the first year and a half of your child’s life, there is a surge in costs, which usually evens out after your child turns two, with expenses increasing exponentially year-on-year, as your child enters the education system.
“Whatever your child’s life stage, a loyalty programme can really help when times are tough so that you can concentrate on enjoying your family and saving for the big stuff, such as tertiary education,” she says.